Borrowing a small amount of cash for a short period can be defined as a cash loan, also known as a cash advance. Cash loans are the same-day loans commonly known as payday loans or title loans carrying a very high rate of interest. These loans are issued based on a borrower’s financial ability rather than any other borrower’s assurance.

The modern financial structure built by banks and other financial bodies has enabled the common public to plan their lives in ways it has never been imagined before. It was considered to be a universal understanding that to get something or to be able to afford an item of luxury one would require long-term savings.

Be it for choosing an investment plan or making the right retirement income plan of an individual or for financial planning of an organization, almost all of us would need some advice from people who know the finances well. But often, we struggle to identify the best financial advisor. The sole purpose one struggles to earn today is to fend for financial requirements and secure their future when his ability to earn ceases on retirement.

Contrary to stock markets, the daily gold prices have been relatively stable at different times throughout its history. Gold trade is seen as a hedge against inflation and devaluation of currencies in certain parts of the world. Hence, investment in the bullion market or trading gold as a commodity is seen as a good option.

Anyone interested in investing after making up his/her mind to invest in the stock market comes across a technical term knows as “stock quotes.” Elaborating on what stock quotes are, you can widen your understanding and help further your investment dreams. Simply put, a stock quote contains many things in it including stock price, percentage change, ticker symbol, dividend yield, and volume.

People generally lead busy lives . For most of them, the daily run begins even before the crack of dawn in getting themselves prepared and the families ready for the day. Everything turns out to be a rush right from eating to dropping their child back at home from school and finally reach ing home or office, wherever it is, all stressed out.

Life insurance is a legal contract between an individual (policy-holder) and a company providing the insurance (insurer), where the insurer promises to pay certain lump sum amount of monetary benefit to the policy-holder upon the death of the insurance holder in exchange for a premium to be paid by him. Apart from death, there may also be contracts covering other events like damages, losses, treatment for terminal illness, critical illness, hardships and funeral expenses that triggers a payment to a policy-holder.

A stock photo is a particular photograph shot by a professional or a semi-professional photographer which is in an electronic form and used for media, advertising, creative or other related business purposes. Such photos are made available through websites or other such searchable electronic databases and are generally licensed for the specific use or sold on royalty-free rights basis. The photos are of any theme like prominent landmarks, events, animals, food, nature, people or places.

An income fund is a mutual fund that focuses more on current income than the growth of the money invested. It targets stocks and bonds as investment opportunities because of the high levels of dividend and interest they give. It is an asset allocation fund and may be in the form of bond funds, stock funds or even real estate funds.

What is a gas card? A fuel card, otherwise called a gas card or fleet card, is a card used to pay for fuel at gas stations. They are provided both by oil brands like Shell or ExxonMobil and by companies that specifically specialize in this. Some of these companies include Edenred, Fleetcor, Fuelman, and Fleetcard.

What is fixed income? Fixed income is one best method for investment or budgeting practice for which an annual percentage return or income is received at regular intervals. Fixed income funds are commonly known as bond funds. They are simply mutual funds that hold fixed income securities such as municipal bonds, corporate bonds, and US treasuries.

A mutual fund is an investment based fund that pools money from various investors to buy securities. It is professionally managed and provides the investor more diversification and liquidity. It continues to be one of the more popular tools of investment for those who want to beat the market or for those who are looking for a wide range of investments instead of buying stocks and shares.